Terms and Conditions of Use – CrediPeer

Last updated: [insert date]

Welcome to CrediPeer. By accessing this website and using our services, you fully and unconditionally agree to the following Terms and Conditions of Use (TCU).

1. Website Overview

The website CrediPeer (www.credipeer.com) is a digital platform that offers online loan simulations and application services, including personal loans, business loans, and mortgage solutions.

Publisher:
CrediPeer, [legal form], with share capital of [amount], registered in the Trade and Companies Register of [city], under number [SIREN/SIRET], with registered office at [address].

Contact: [email] – [phone number]

2. Purpose

These TCU govern the terms of access and use of the CrediPeer website and its services by users.

3. Access

Access to the site is free of charge (excluding internet connection costs) and open to all individuals who are of legal age and have the legal capacity to apply for financial products.

CrediPeer reserves the right to restrict or deny access to the website in case of non-compliance with these TCU.

4. Services Provided

The platform offers:

Online loan simulations
Loan application submission
Access to a personal user account
Communication with CrediPeer advisors

These services are provided for informational purposes. Any loan offer is subject to eligibility review and acceptance by CrediPeer or its financial partners.

5. User Obligations

Users agree to:

Provide accurate and up-to-date information
Not impersonate any third party
Not misuse the site for fraudulent or illegal purposes

6. Personal Data

Personal data collected on the website is processed in accordance with our Privacy Policy and the General Data Protection Regulation (GDPR). You have the right to access, rectify, delete, or object to the processing of your personal data.

7. Intellectual Property

All content on the website (texts, logos, visuals, trademarks, etc.) is protected by intellectual property law and remains the exclusive property of CrediPeer.

8. Liability

CrediPeer strives to maintain uninterrupted access to the website but makes no guarantees of continuous availability. CrediPeer is not liable for any disruption, malfunction, or damage resulting from the use of the website.

9. External Links

The website may include links to third-party websites. CrediPeer has no control over these sites and accepts no responsibility for their content or operations.

10. Modifications

CrediPeer reserves the right to update or modify these TCU at any time. Users are advised to review them regularly.

11. Governing Law and Jurisdiction

These Terms are governed by the laws of France. Any dispute shall be subject to the exclusive jurisdiction of the courts where CrediPeer has its registered office.