Loan Application

Privacy Policy – CrediPeer

Last updated: [insert date]

At CrediPeer, protecting your personal data is a top priority. This privacy policy explains how we collect, use, store, and protect your data in compliance with the General Data Protection Regulation (GDPR).

1. Data Controller

The data controller is:
CrediPeer, [legal form], registered in [city], headquarters: [address].
Contact: contact@credipeer.com

2. Data We Collect

We may collect the following:

  • Identity data: name, surname, date of birth

  • Contact data: email address, phone number, mailing address

  • Financial data: income, employment, expenses

  • Browsing data: IP address, cookies, site activity

3. Purpose of Data Processing

Your data is used to:

  • Process your loan application

  • Manage your account

  • Contact you when necessary

  • Improve our website and services

  • Comply with legal obligations (e.g., fraud prevention)

4. Legal Basis

Data processing is based on:

  • Your consent

  • Performance of a contract or pre-contractual steps

  • Our legal obligations

  • Our legitimate interest in improving our services

5. Data Recipients

Your data may be shared with:

  • Financial partners and technical service providers

  • Legal and accounting advisors

  • Public authorities where legally required

We do not sell your personal data.

6. Retention Period

We keep your data:

  • For the duration of the contract

  • Then archived for the legally required period (e.g., 5 years for loan-related data)

7. Your Rights

You have the right to:

  • Access, correct or delete your data

  • Object or restrict processing

  • Request data portability

  • Withdraw your consent at any time

To exercise your rights, contact: privacy@credipeer.com

8. Data Security

Your data is stored on secure servers, and we apply strict security measures to protect it from unauthorized access or loss.

9. Data Transfers Outside the EU

Data may be transferred outside the EU only with adequate safeguards in place (e.g., Standard Contractual Clauses).

10. Complaints

If you believe your rights are not being respected, you can file a complaint with the French data protection authority (CNIL): www.cnil.fr